Auto Damage Guidelines

State-by-state reference for Repairable, Total Loss, Diminished Value & Appraisal Clause

States included

Alabama (AL) Last reviewed: — Alaska (AK) Last reviewed: — Arizona (AZ) Last reviewed: — Arkansas (AR) Last reviewed: — California (CA) Last reviewed: — Colorado (CO) Last reviewed: — Connecticut (CT) Last reviewed: — Delaware (DE) Last reviewed: — Florida (FL) Last reviewed: — Georgia (GA) Last reviewed: — Hawaii (HI) Last reviewed: — Idaho (ID) Last reviewed: — Illinois (IL) Last reviewed: — Indiana (IN) Last reviewed: — Iowa (IA) Last reviewed: — Kansas (KS) Last reviewed: — Kentucky (KY) Last reviewed: — Louisiana (LA) Last reviewed: — Maine (ME) Last reviewed: — Maryland (MD) Last reviewed: — Massachusetts (MA) Last reviewed: — Michigan (MI) Last reviewed: — Minnesota (MN) Last reviewed: — Mississippi (MS) Last reviewed: — Missouri (MO) Last reviewed: — Montana (MT) Last reviewed: — Nebraska (NE) Last reviewed: — Nevada (NV) Last reviewed: — New Hampshire (NH) Last reviewed: — New Jersey (NJ) Last reviewed: — New Mexico (NM) Last reviewed: — New York (NY) Last reviewed: — North Carolina (NC) Last reviewed: — North Dakota (ND) Last reviewed: — Ohio (OH) Last reviewed: — Oklahoma (OK) Last reviewed: — Oregon (OR) Last reviewed: — Pennsylvania (PA) Last reviewed: — Rhode Island (RI) Last reviewed: — South Carolina (SC) Last reviewed: 2026-02-18 South Dakota (SD) Last reviewed: — Tennessee (TN) Last reviewed: — Texas (TX) Last reviewed: — Utah (UT) Last reviewed: — Vermont (VT) Last reviewed: — Virginia (VA) Last reviewed: — Washington (WA) Last reviewed: — West Virginia (WV) Last reviewed: — Wisconsin (WI) Last reviewed: — Wyoming (WY) Last reviewed: —

What this is

A reference-only overview for:

  • Repairability & Total Loss
  • Diminished Value
  • Appraisal Clause scope (TL vs repairability vs amount)

© 2026 AutoDamageGuidelines.com — Reference only.